Instructor Hiring Practices & Policy
Last updated: July 1, 2026
All instructors who teach NMLS-approved education for Mortgage License Online meet the qualifications set out in the NMLS Instructor Eligibility Policy. This policy describes how instructors are recruited, vetted, approved, and monitored.
Eligibility & Qualifications
Candidates must satisfy NMLS instructor eligibility before being assigned to any approved course.
- •Documented subject-matter expertise in mortgage lending — typically three (3) or more years of recent, relevant industry or teaching experience.
- •Instructors teaching a course must be NMLS-approved for that course’s topic areas prior to the course start date.
- •Candidates disclose any regulatory, licensing, or disciplinary history; the provider reviews this as part of eligibility.
- •References and prior teaching evaluations are reviewed before an offer is extended.
Hiring Process
- •Recruitment is based solely on qualifications, subject expertise, and teaching ability — the provider hires without regard to race, color, religion, sex, national origin, age, disability, or any other protected class.
- •Candidates complete an application, an interview, and a teaching demonstration.
- •The provider verifies credentials, experience, and NMLS instructor eligibility, and retains the documentation supporting each approval.
- •Approved instructors sign an agreement covering the Rules of Conduct, content ownership, confidentiality, and delivery standards.
Onboarding & Standards
- •New instructors are trained on the approved course materials, the functional specifications for delivery, attendance and engagement monitoring, and student data handling.
- •Instructors deliver only the approved course content and follow the approved timing and seat-time requirements.
NMLS reference: [2]
Ongoing Evaluation & Re-Qualification
- •Instructor performance is reviewed each course through end-of-course surveys, observation, and completion/pass-rate data.
- •Instructors maintain their NMLS eligibility on an ongoing basis; lapses result in removal from teaching assignments until restored.
- •Instructor qualification records, approvals, and evaluations are retained for a minimum of five (5) years.
NMLS reference: [3], [4]