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Instructor Hiring Practices & Policy

Last updated: July 1, 2026

All instructors who teach NMLS-approved education for Mortgage License Online meet the qualifications set out in the NMLS Instructor Eligibility Policy. This policy describes how instructors are recruited, vetted, approved, and monitored.

Eligibility & Qualifications

Candidates must satisfy NMLS instructor eligibility before being assigned to any approved course.

  • Documented subject-matter expertise in mortgage lending — typically three (3) or more years of recent, relevant industry or teaching experience.
  • Instructors teaching a course must be NMLS-approved for that course’s topic areas prior to the course start date.
  • Candidates disclose any regulatory, licensing, or disciplinary history; the provider reviews this as part of eligibility.
  • References and prior teaching evaluations are reviewed before an offer is extended.

Hiring Process

  • Recruitment is based solely on qualifications, subject expertise, and teaching ability — the provider hires without regard to race, color, religion, sex, national origin, age, disability, or any other protected class.
  • Candidates complete an application, an interview, and a teaching demonstration.
  • The provider verifies credentials, experience, and NMLS instructor eligibility, and retains the documentation supporting each approval.
  • Approved instructors sign an agreement covering the Rules of Conduct, content ownership, confidentiality, and delivery standards.

Onboarding & Standards

  • New instructors are trained on the approved course materials, the functional specifications for delivery, attendance and engagement monitoring, and student data handling.
  • Instructors deliver only the approved course content and follow the approved timing and seat-time requirements.

NMLS reference: [2]

Ongoing Evaluation & Re-Qualification

  • Instructor performance is reviewed each course through end-of-course surveys, observation, and completion/pass-rate data.
  • Instructors maintain their NMLS eligibility on an ongoing basis; lapses result in removal from teaching assignments until restored.
  • Instructor qualification records, approvals, and evaluations are retained for a minimum of five (5) years.

NMLS reference: [3], [4]