Skip to main content
MortgageLicenseOnline
NMLS Exam Prep

Pass the NMLS Exam
On Your First Try

1,200+ practice questions, 5 full-length mock exams, and video lessons — everything you need to ace the SAFE MLO exam.

94%Pass-planning goal
1,200+Practice questions
365Days of access
What's on the Exam

NMLS SAFE Exam Breakdown

The NMLS SAFE MLO national test has 125 questions (115 scored + 10 unscored). You need a 75% to pass. Here's the topic breakdown:

Federal Mortgage Laws23%
General Mortgage Knowledge23%
Mortgage Loan Origination25%
Ethics16%
Uniform State Content13%
125 Questions
115 scored + 10 unscored
190 Minutes
3 hours 10 minutes
75% to Pass
87 of 115 scored questions
Instant Results
Know your score immediately
Free · No Sign-Up

Not sure if you're ready? Find out free.

Take the free SAFE Exam Coach diagnostic. It scores you across all five topic areas, pinpoints your weak spots, and estimates your pass probability — before you commit to a study package.

Launching soon

Exam Prep Packages

These packages open for enrollment once provider and course approvals are issued. Join the launch list and we'll email you the moment they do — in the meantime, the free SAFE Exam Coach diagnostic is available today.

NMLS Exam Prep — Essential

$199

Planned price at launch

  • 500+ practice questions
  • Full-length mock exams
  • Detailed answer explanations
  • 90-day access
Most Popular

NMLS Exam Prep — Ultimate

$299

Planned price at launch

  • 1,200+ practice questions
  • 5 full-length mock exams
  • Video review lessons
  • Flashcard system
  • 365-day access
  • Money-back guarantee

Exam Prep + Pre-Licensing Bundle

$449

Planned price at launch

  • Everything in Ultimate
  • 20-hour pre-licensing course
  • Best value for new MLOs
  • 365-day access

Ready to Pass Your NMLS Exam?

Start with the free SAFE Exam Coach diagnostic — it scores you across all five topic areas and pinpoints where to focus.